Blockchains aren't only for sending digital currency. They can also run apps. These are called DApps, or decentralized applications, and people use them to trade tokens, borrow, collect NFTs, play games, and vote.
A DApp can look like any other website, but under the hood it works differently. Here's what you need to know.
What Does "DApp" Mean?
DApp stands for decentralized application. Like any app, it has a user interface and does specific jobs. The difference is where its rules live. A regular app runs its logic on a company's own servers. A DApp keeps its rules in code on the blockchain. If the company behind it shuts down its website, the on-chain part still runs.1
That means:
- Changes to the on-chain part happen in public transactions, not behind the scenes
- Anyone can inspect its transactions, which are recorded on a public blockchain
- Many DApps publish their code as open source, and some hand decisions to a community of token holders
The website you visit is usually an ordinary front end. The decentralized part is the contract code it talks to on the blockchain.1
How Do DApps Work?
At the core of every DApp is a smart contract: code stored on a blockchain that carries out an agreement automatically once its conditions are met.2
For example, a DApp might:
- Let you swap one token for another
- Lend you tokens against collateral you deposit
- Sell or auction NFTs
- Count votes for a DAO (decentralized autonomous organization)
On Cardano, developers write smart contracts in languages such as Aiken, Plinth (formerly Plutus Tx, based on Haskell), and OpShin (based on Python).3 The contracts run on Cardano's extended UTXO model (eUTxO), where the fee for a valid transaction can be worked out exactly before you submit it.4
To use a DApp, you connect a wallet. On Cardano, the "Connect Wallet" button relies on a standard called CIP-30. When you click "Connect Wallet", your wallet asks whether to allow the site in. Once you agree, the site can see your addresses and send transactions to your wallet for approval. Signing happens inside the wallet, so the site never sees your keys.5
Types of DApps
DApps cover finance, collectibles, games, governance, and more. The technology underneath is similar, but what people do with it varies widely. Here are the most common types.
1. DeFi DApps (Decentralized Finance)
These DApps offer financial services through smart contracts instead of a bank or broker. They let users:
- Swap tokens on decentralized exchanges such as Minswap and SundaeSwap
- Lend and borrow on lending protocols such as Liqwid and Fluid Tokens
- Earn trading fees by supplying tokens to a liquidity pool
There is no account application or credit check; the contract's rules apply the same way to every user. A DApp's website may still block some countries under its terms.
2. NFT DApps
These platforms let users mint, buy, sell, or display non-fungible tokens (NFTs). Examples include:
- NFT marketplaces such as Wayup
- Minting tools such as NMKR, which lets creators launch a collection without writing code
An NFT's ownership record sits on the blockchain, so anyone can check who holds it and trace where it came from.
3. Gaming DApps
Blockchain games record some in-game items as NFTs, so players hold them in their own wallets and can trade them outside the game.
- Infinity Rising (formerly Cornucopias), an open-world online game whose RISE token has official contracts on Cardano and Base6
- Wargrum, a trading card game that mints each card as a Cardano native asset, so your collection sits in your wallet rather than on the game's server7
Players keep the items they earn or buy, even if they stop playing.
4. Governance and DAO DApps
These DApps help communities make decisions together without a central leader.
- Governance tools such as Tempo, where ADA holders can compare delegated representatives (DReps) and delegate their vote8
- DAO platforms such as Clarity, which provides no-code tools to create and manage DAOs on Cardano9
- Identity apps that let people prove facts about themselves or their projects, listed in the identity category
On-chain votes and delegations are public, so anyone can check them.
5. Real-World Asset DApps
These DApps represent ownership of physical assets, such as housing finance, property, or company shares, as tokens on a blockchain. Browse more in real-world assets and real estate.
- Empowa (a Cardano-based platform for financing affordable housing in Mozambique, Nigeria, and Kenya)10
- Libertum (a platform that lets businesses issue tokens for real estate, private equity, invoices, and other assets, live on Cardano mainnet)11
Tokens can split an asset into smaller shares and record each trade publicly. Who can buy them depends on the issuer and local regulations.
Are DApps Safe to Use?
DApps remove some central points of failure, but they still carry risks:
- Smart contracts with bugs can be exploited
- Fake DApps can copy the look of real ones
- Blockchain transactions can't be reversed, so approving the wrong one is permanent
Before you connect, check the website address carefully and look for the project's official links. Read what your wallet asks you to sign. A real DApp never needs your seed phrase (the list of words that restores your wallet), so never type it into a website.12
Why Do DApps Matter?
DApps change who controls the app. They:
- Let people transact directly with each other, without a company in the middle
- Run on rules recorded on a public blockchain, where their transactions can be checked
- Are open to anyone with an internet connection and a wallet, subject to the terms of each DApp's website
- Let users hold their own assets, NFTs, and identity tokens in a wallet they control
People often group DApps, wallets, and blockchains under the name Web3.
DApps on Cardano
Cardano supports smart contracts, so developers build DApps on it for finance, NFTs, games, governance, and real-world assets. Most work in your browser with a wallet such as Lace, VESPR, or Eternl. More options are in the wallets section.
Browse projects by type in the DApps section.
Learn more: what you can do on Cardano, how to set up a Cardano wallet, what is a DAO, and intro to Cardano development.



